For over 25 years, Halper Insurance Services has been providing health, life, disability and related coverages to businesses, individuals and families. We have clients that range from companies with multi-state operations down to individuals and their families.

Our goal is to help our clients obtain the policy that best fits their coverage needs and pricing objectives. Please don't hesitate to call us - (408) 866-4470 - for friendly personalized assistance.

For information on a plan or for a price quote, please click on the link to the right. For individuals and families, if you already know which plan you want, you can apply for coverage by using the "Apply On-Line" links.

California Department of Insurance | California Healthcare Foundation | California Healthy Families Program | Small Business Healthcare Guide

About Us | Legal Information | Privacy Policy | Contact Us | ©1996-2013 William B. Halper

51 E. Campbell Ave., Suite 400-P, Campbell CA 95008
Tel:(408) 866-4470   Fax:(408) 628-4097
bhalper@health-ins.com
California Lic. #0F64136, #0720536

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What carriers do we work with? The list is long and represents some of the most prestegious names in the business:

Aetna
AIG

Anthem Blue Cross

Blue Shield of California
CalChoice
Delta Dental
Great-West
Guardian
Health Net
Humana
Kaiser Permanente
MetLife
Nationwide Health Plans (now part of Health Net)
Pacific Life
Pacificare
Principal Financial
Prudential Insurance
UNUM / Provident
The Standard
United HealthCare
VSP




The following is for our friendly search engines to index...

At Halper Insurance Services, Inc., we provide an unbiased and neutral opinion on health insurance california plans and medical insurance california plans. Whether your needs are for short-term health plans, short term medical plans, temporary medical plans or temporary health plans, we can help. We also provide health insurance quotes for long term family health plans CA and individual health plans. Small employer group health plans are another speciality. Of course, people and groups seeking medival coverage are also typically looking for dental plans, life insurance, disability plans, vision plans and other type of programs. We can arrange for voluntary plans,including voluntary dental plans, voluntary disability plans and voluntary vision plams, paid for entirely by the employees, as well as ordinary employer paid healht plans. Some of our larger groups have self-funded health plans, where we have set up ASO (administrative services only) arrangements. Other mid-sized groups have partially self-funded programs, where the carrier and the employer share the risk (to simplify things quite a bit!).

If you are interested in setting up an HSA, we also can help set those up. Mostl carriers offer special high deductible policies that are tailored especially for the HSA market. These policies are available for both groups and individuals. Our HSA calculator - which will be on-line as soon as I get around to writing it - will show you that an HSA contribution, added together with the premium for the HSA policy, is almost always less expensive than a traditional health policy. Most HSA administrators now offer a debit card option, which greatly simplifies HSA claims administration.

Moving further afield from Group Health Palns, we also have an associate who specializes in Long-Term care plans. Available in California as both Partnership LTC policies and non-Partnership plans, These policies can save families from financial disaster as neither Medicare nor traditional medical insurance policies cover the costs of long-term custodial care. Since costs are often in-excess of $250 per day, long-term illnesses can quickly tax most peoples financial resources. Long Term Care policies are specifically designed to address this need.

And, of course, let us not forget Taylor the Puppy...our most popular web pages! Page 1, Page 2, Page 3  Taylor, by the way, is now approaching 8 years-old!


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